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Stripe Access Token和API SK密钥有什么区别?

Stripe API参考说明了有关身份验证的信息:

他们给出的例子如下:

require "stripe" 
Stripe.api_key = "sk_test_BQokikJOvBiI2HlWgH4olfQ2"
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sk_test_BQokikJOvBiI2HlWgH4olfQ2密钥是在条纹的网页账户设置中找到.我知道这是我的应用程序与Stripe交谈的秘密api密钥.

但后来我阅读了有关Stripe Connect入门的文档:

When using our official API libraries, we recommend that you pass in the 
access_token with every request, instead of setting the API key globally. 
This is because the access_token used in any API request depends on the user 
you're charging on behalf of. 
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他们给出的例子是:

# Not recommended: setting global API key state
Stripe.api_key = ACCESS_TOKEN
Stripe::Customer.create(
  :description => "example@stripe.com"
)

# Recommended: sending …
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ruby sinatra stripe-payments

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